Medicare Advantage

All in ONE path

Part C

Perhaps you have friends who have chosen the all-in-one path and you’ve heard about their access to gym membership or receiving thousands for dental proceedures. Keep reading and you’ll learn more about what’s included in this path. The all-in-one path is just like it sounds! Easy, right? You choose to allow one company to provide insurance for your medicals needs, dental needs and even gym member. Studies have shown over a 10 year horizon, that the Medicare Advantage route typically saves consumers money. We believe in transparency which inspires us to share some of the trade-offs for that saved money.

You may have friends who’ve opted for the all-in-one path and shared stories of receiving benefits like gym memberships or thousands of dollars for dental procedures. If you're curious, keep reading to learn more about what this option includes. The all-in-one path, as the name suggests, is a simple and convenient solution—one company covers your medical, dental, and even gym needs. In fact, studies show that over a 10-year period, Medicare Advantage plans often save consumers money. We believe in transparency, so we’re also here to explain some of the trade-offs that come with these cost savings.

What are the differences?

  • HMO

    HMO (Health Maintenance Organization) is a network of physicians which plans use to determine who their member can see. HMOs require members to choose a primary care provider and may require referrals to see any specialists. Often, HMOs offer lower copays and out-of-pocket expenses.

  • PPO

    PPO (Preferred Provider Orgranization) also uses a network of doctors to provide care to the members of a specific plan. However, with a PPO plan, members can visit both in-network and out-of-network providers. Members of PPO plans pay higher copays and in exchange usually do not have to have a referral for specialists.

Dental

Most Medicare Advantage Plans not only offer coverage for your medical needs, but also pay for dental services. Preventative services are covered by almost all Advantage plans in MS, and plenty of plans also cover Major and Basic services as well!

Keeping you healthy is not only a humanitarian goal, but also helps insurance companies insure you.

Gym Membership

Some Medicare Advantage Plans even offer gym membership. Plans that offer this benefit pay 100% for member’s memberships in participating gyms.

Over The Counter

Over-the-counter benefits include: band aids, vitamins, and first-aid supples. OTC credit can even include healthy food options such fruits, vegetables, and meats depending on the plan benefits.

 FAQs

  • Each insurance carrier has their specific network that allows you to visit your provider. Determining who is in-network depends on which plan you’re enrolled in. Best practice is to check the carrier website directly to find this information.

  • It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference.

  • It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference.

  • It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference.