Medicare Advantage

All in ONE path

Medicare Part C

Medicare Advantage in Mississippi—also known as Medicare Part C—is an all-in-one alternative to Original Medicare. These plans are offered by private insurance companies approved by Medicare and often include extra benefits like dental coverage, vision, and even free gym memberships.

If you’ve heard friends talk about having a $0 premium, getting money towards dental procedures, or staying active through a fitness program, there’s a good chance they’re enrolled in a Medicare Advantage Plan.

In Mississippi, most Medicare Advantage plans simplify your coverage by bundling hospital, medical, and prescription drug benefits into one convenient plan. Many Mississippians also appreciate the potential savings. Studies show that over a 20-year time horizon, people enrolled in Medicare Advantage spend less than those with a Medicare Supplement when combining premiums and out-of-pocket expenses.

Of course, every plan comes with trade-offs. We believe in full transparency—so we’ll walk you through what’s covered, what’s not, and what to consider when choosing a Medicare Advantage Plan in Mississippi that fits your life.

What are the differences?

  • HMO

    HMO (Health Maintenance Organization) is a network of physicians which plans use to determine who their member can see. HMOs require members to choose a primary care provider and may require referrals to see any specialists. Often, HMOs offer lower copays and out-of-pocket expenses.

  • PPO

    PPO (Preferred Provider Orgranization) also uses a network of doctors to provide care to the members of a specific plan. However, with a PPO plan, members can visit both in-network and out-of-network providers. Members of PPO plans pay higher copays and in exchange usually are not required to have a referral for specialists.

Extra Benefits

  • Dental

    Most Medicare Advantage Plans not only offer coverage for your medical needs, but also pay for dental services. Nearly all Advantage plans in Mississippi cover preventative care, with many also covering major and basic dental services.

  • Over-the-Counter

    Over-the-counter (OTC) benefits typically include items like band-aids, vitamins, and first-aid supplies. Depending on the plan, OTC credits may also cover healthy food options, such as fruits, vegetables, and meats.

  • Gym Membership

    Some Medicare Advantage Plans offer gym memberships as a benefit. These plans cover 100% of the cost for members' memberships at participating gyms.

  • Hearing

    Medicare Advantage plans often include hearing benefits, providing coverage for essential services such as hearing exams, hearing aids, and fitting consultations. These benefits help manage the cost of hearing care, which is generally not covered by Original Medicare.

  • Vision

    Coverage for eye exams, glasses, and sometimes even contact lenses are often included in Part C plans. These plans help manage the costs of routine eye care and vision correction, which are not typically covered by Original Medicare.

 FAQs

  • Each insurance carrier has their specific provider network. We check that all providers and prescription medications are covered before enrolling you in a plan.

  • Yes, you must have Part A and Part B to remain in a Medicare Advantage plan. You must continue paying your Part B premium to stay on the Medicare Advantage plan.

  • Yes, if you are not currently on a Medicare Advantage plan, you can enroll in one during the Annual Enrollment Period, October 15 - Dec 7. If you are already enrolled in a Part C Plan, you can make changes during the Annual Enrollment Period (AEP) or during the Open Enrollment Period (OEP) Jan - March 31.

  • You can call your plan to cancel at any time. However, if your Medicare Advantage plan includes drug coverage, you should be careful to avoid Part D penalties. Cancelling your Medicare Advantage plan outside of an enrollment period can make you susceptible to Part D penalties.