Medicare supplements, also called Medigap insurance, are for those that want to keep the freedom and control of Original Medicare, but without the financial exposure. These supplements fill in the the financial gaps left with Original Medicare. There are 10 Medigap plans, each with different outlines of coverage. They are designated as Plans A, B, C, D, F, G, K, L, M, N. The vast majority of people in 2023 utilize Plan G or N.

While these plans do not provide for prescription drugs, they do provide unmatched coverage for all other major medical services.

Important note to remember: The coverage provided by each letter plan is determined by the government, not the insurance carriers. A Plan G or Plan N will offer the exact same coverage – whether on Aetna, Humana, or Mutual of Omaha – by law.